Native of Detroit, Michigan, Kenneth H. Zezulka received a Business Degree from the University of Michigan and Masters Degree in Business Administration from Michigan State University. He served active duty in the U.S. Navy as a Submarine Officer. After active duty, Mr. Zezulka earned a Juris Doctorate Degree from Wake Forest University. Mr. Zezulka has practiced commercial and consumer collection law for over 25 years.